
CREDIT REPAIR
Our proven methods will delete any negative or inaccurate data on your credit report. This entails us performing a soft pull on your credit report that wont affect your credit score and then auditing this financial data. We are able to remove these negative items by leveraging consumer and debt laws to your advantage. This process takes 30-90 days

CREDIT ENHANCEMENT
“Positive debt” or trade-lines are authorized user accounts (credit cards, credit accounts) that you have no access to. These are used to “boost” your credit score usually at the end of the repair process. This process takes 30-45 days

DIRECT BUSINESS OPTIMIZATION (DBO)
We analyze your business and prepare a 6 month strategy to increase revenue and decrease overhead. We help grow your business!


FINANCIAL PLANNING
A comprehensive evaluation of our clients’ current pay and future financial state by using current known variables to predict future income, asset values and withdrawal plans. This often includes a budget which organizes an individual's finances and includes a series of steps or specific goals for spending and saving.

LOAN PREPARTATION
we prepare an impeccable loan package on behalf of our clients. We have an extensive catalogue of lenders that we are affiliated with and provide loans to our clients.

BUSINESS FUNDING
we can get your business that extra cash to float expenses, bills or just increase your inventory!


BANKRUPTCY
what we here at FRESH START call: the nuclear option. Only to be used in the most extreme cases, i.e wage garnishment, your being sued, you may lose your home.

DEBT CONSOLIDATION
Debt consolidation is combining several unsecured debts — credit cards, medical bills, personal loans, payday loans, etc. — into one bill and paying all of them with a single loan. Instead of having to write checks to 5–10 creditors every month, you consolidate bills into one payment, and write one check. This helps eliminate mistakes that result in penalties like incorrect amount or late payments. There are three major types of debt consolidation: Debt Management Plans, Debt


TAX PREPARATION
Access to our in-house network of certified CPA’s